SA's coolest* bank, in partnership with MISA, brings you an exclusive deal

Get personalised service with your MISA membership and have a bank representative come to you to personally help you open up your new FNB Smart Account.

You will receive your bank card as well as a FREE Cell C starter pack, with up to R50 monthly airtime on the spot – at no additional cost to you!

Why an FNB Smart Account?

For a standard monthly account fee of R49 you will get:

  • A FREE ADT (Automated Deposit Teller) deposit to activate your account.
  • 4 FREE FNB ATM cash withdrawals per month.
  • FREE Unlimited card swipes at POS (point of sale).
  • FREE cash withdrawals at till points (Cash@Till™) at major supermarkets (Shoprite, Checkers, Pick n Pay, Boxer and selected Spar supermarkets).

And there’s more, you can also get additional FREE airtime by doing the following:

  • R5 for every R100 you swipe at Shoprite & Checkers using your FNB Smart Account Card.
  • R5 for every R100 you spend on prepaid airtime purchases via an FNB electronic banking channel (including Online Banking, Cellphone Banking and the FNB Banking App).
  • R5 for having no branch transactions for the month, but rather using electronic banking channels to transact.
  • R5 for withdrawing more cash using Cash@TillTM than at ATMs for the month.

What does this mean for you?

This offer is not available at any FNB branch – it is exclusive to MISA members!


By signing up for the FNB Smart Account here, you will get up to an additional R50 FREE airtime per month over and above all the FREE airtime you stand to earn by transacting as per above guidelines... 

Click here to send us your details so we can phone you back.

*As voted in the 2014 Sunday Times Generation Next Brand Survey Awards. Terms and conditions apply. NB a div of FRB Ltd. An Authorised FSP & NCRCP20.

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